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Quick Working Capital is easy with Cash Flow Capital

Quick and simple funding for your business. With a Merchant Cash Advance, your business can handle the challenges or take advantage of business opportunities as they arrive. Apply within 5 mins.

Apply Now

Apply within 5 mins today!

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Get Cash Flow In 3 Easy Steps

Apply Online
Apply Online Today

Apply Online

Apply via our website and submit the required documentation online.

Receive Your Offer

Receive Decision

Receive our decision within 24 hours.

Get funded

Get Funded

Once the application has been approved, the funds will be available within hours.

What is a Merchant Cash Advance?

Getting finance arranged for your business may seem like a daunting task, but with Cash Flow Capital it's quick and easy.

Cash Flow Capital provides short term funding solutions via a Merchant Cash Advance to SMEs with repayment terms between 4 and 12 months. Business owners can choose from fixed daily or weekly repayments via a debit order, making the loan repayment easier on cash flow. Pricing is transparent and risk-based and business owners know exactly what they're in for.

This allows you to focus on the growth of your business, without the burden of unpredictable and ever-growing interest rates.

What are the advantages of choosing an MCA?

  • 100% unsecured
  • 100% unrestricted
  • 72 hour turnaround time
  • Immediate payment on approval if accepted
  • Short payment terms
  • No fixed interest rates

Why We're Different

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No Limit

We determine the amount of funds you receive, based on your profit and loss, banking statements, and more. Talk to one of our advisors today to find out what else you need.

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Quick Response

Once you are approved, we deposit funds directly into your bank account.

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Easy Payments

Payments are auto-debited from your business bank account so you don't have to worry about missing any payments.

Ready to apply?

We want to make business funding as easy and as transparent as possible. Along with competitive rates, we also offer same-day pre approvals, a quick application process and flexible terms.

If you think you are ready, we require you to have: A trading history for 6 months consecutively, R300 000 turnover pm and must have a business premises.

Apply Now
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Don't Take Our Word For It

"Cash Flow Capital was quick, efficient and convenient – I didn’t have to file pesky paperwork and stand for hours in queues. The cash advance I received was just what I needed to open my second shop – I’m delighted with how my business has grown!"

My Darlings Bakery


My Darlings Bakery


"We first opened Gorge Restaurant with a simple belief in fresh, locally sourced ingredients for a healthy life in a hurry. We have since grown thanks to Cash Flow Capital’s provision of funds, which were necessary to expand our vision."

Gorge Restaurant


Gorge Restaurant


"With the business growing at a rapid pace we needed some additional working capital to stock up for the new season, as well as the expansion of our new line of clothing. Cash Flow Capital was on hand to assist us with the funds we required."

Coco Boutique


Coco Boutique


"When the time came for our senior partner in the business to retire, we made use of financing from Cash Flow Capital to buy out his share of the store. The process was easy and convenient and we received our capital within 3 days of our application."

Empire Designs


Empire Designs