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Quick and simple Working Capital for your business.

With a Merchant Cash Advance, your business can handle the challenges or take advantage of business opportunities as they arrive.

Quick and simple Working Capital for your business.

With a Merchant Cash Advance, your business can handle the challenges or take advantage of business opportunities as they arrive.

Get Cash Flow
in 3 easy steps

Apply Online

Apply via our website and submit the required documentation online.

Receive Decision

Receive our decision within 24 hours.

Get Funded

Once the application has been approved, the funds will be available within hours.

What is a Merchant Cash Advance?

Getting finance arranged for your business may seem like a daunting task, but with Cash Flow Capital it’s quick and easy.

Cash Flow Capital provides short term funding solutions via a Merchant Cash Advance to SMEs with repayment terms between 4 and 12 months. Business owners can choose from fixed daily or weekly repayments via a debit order, making the loan repayment easier on cash flow. Pricing is transparent and risk-based and business owners know exactly what they’re in for.

This allows you to focus on the growth of your business, without the burden of unpredictable and ever-growing interest rates.

What are the advantages of choosing an MCA?

100%
unsecured

100%
unrestricted

72 hour
turnaround time

Immediate payment on approval if accepted

Short payment terms

No fixed interest rates


100% secured

100% unrestricted

72 hour turnaround time

Immediate payment on approval if accepted

Short payment terms

No fixed interest rates

Why we're different

You're the boss

Use the money wherever your business needs it.

Pay us back daily or weekly

Receive our decision within 24 hours.

Easy application process

Our application process is quick and easy.

You're the boss
Use the money wherever your business needs it.
Pay us back daily or weekly
Receive our decision within 24 hours.
Easy application process
Our application process is quick and easy.

Ready to
apply?

We want to make business funding as easy and as transparent as possible.

Along with competitive rates, we also offer same-day pre-approvals, a quick application process, and flexible terms.

If you think you are ready, we require you to have: A trading history for 6 months consecutively, R300 000 turnover per month and must have a business premises.

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