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Prepare for Black Friday

As a business owner, Black Friday can seem like a daunting event that is highly competitive. Although this may be true, we believe that this also creates a unique opportunity to gain new customers and incentivise current loyal customers in your database.

Innovating during a recession

It was during the worst economic downturn in history that the world fell in love with Mickey Mouse. The Great Depression, which lasted for 10 years following the stock market crash in October 1929, left 15 million Americans without jobs, half the country's banks closed, and a financial system on the brink of collapse.

Celebrating women and entrepreneurship

I am a lawyer by trade. I specialize in professional indemnity litigation. I have a degree in Genetics. I am a wildlife activist. And, I am an entrepreneur. From this introduction, you may conclude that I am also one very confused lady. But, as Steve Jobs famously said, “you can’t connect the dots looking forward, you can only connect them looking backwards”.

The importance of marketing right now

Marketing gets the word out about your business. It allows you to connect with potential customers and inform them of all the products/services you offer. It builds brand recognition, it boosts sales, helps you build a client-base, and helps you make your mark on the world.

Covid-19 and MCA funding for SMEs

COVID-19 has affected everyday life greatly. Every country has put emergency lockdown measures in place, and it has caused a huge dramatic impact on small and medium businesses.

Taking your small business global

Expanding your business into a new territory is something many entrepreneurs dream about.

Behaving Economically

The difficulty lies not so much in developing new ideas as in escaping from old ones.

Dealing with uncertainty in the workplace

After speaking to many business owners during our lockdown, many are feeling stuck and unclear. Employees are looking to leaders and executive teams to take actions that protect both them and the business. Franchisees are also looking to franchisors for strategy and ways forward.

Letter from the CEO of Cash Flow Capital

From the very start, we approached the market with an emphasis on customer service and a face to face customer experience that saw us forming real and lasting connections with the owners of the businesses we funded. Almost 7 years later, despite the additions of technology to our processes, we still place much of our emphasis on this human interaction.

How to keep employees happy

If you’re a small business up against corporate giants, you won’t be able to lure employees with your wages or brand name alone, so it’s doubly important you keep employees happy using other means. Here are a few proven strategies for keeping staff members pulling in the right direction, and invested in your vision.

The Cash Flow Capital, 5 Year Milestone

Since founding Cash Flow Capital in 2014 along with my brother, we’ve been so busy building the business we had not come up for air, until now – we are five years in, 70 staff, 2000 loans worth R1 billion disbursed. Phew, what a journey!

CFC - the Human-Machine Approach

In the fourth quarter of 2018 the local economy extracted itself from a technical recession by growing by 2.2%. However, challenging times still lay ahead, particularly for small to medium-sized enterprises (SME) as they are more sensitive to contractions in consumer spending and dips in consumer confidence.

CFC in the Headlines

Lack of data a constraint to SME credit.

Access to the right funding critical to business success in 2019

Sustainability in the small to medium-sized enterprise (SME) sector is closely aligned with consumer confidence and spending. In this regard, 2018 was a mixed bag. With the nation caught up in “Ramaphoria', consumer confidence skyrocketed in the first quarter of 2018.

Cash Flow Capital gets R30m Cash Injection

Cash Flow Capital (CFC) has secured a R30 million senior debt facility from an established senior debt provider. CFC is a niche online lending business providing alternative funding to small and medium enterprises (SMEs) in FMCG, retail, food and beverage sectors, as well as beauty industries.