Our Technology
Platform.

Our online application process is easy, all steps are performed within 24 hours.

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Apply in 3 Easy Steps

Apply Online
1

Apply Online

Apply via our website and submit the required documentation online.

Receive Decision
2

Receive Decision

Receive our decision within 24 hours.

Get Backed
3

Get Backed

Once the application has been approved, the funds will be available within hours.

Online Application
Process

The CFC online application process is easy and fast. All steps are performed within 24 hours.

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Our Tech

The latest update to the online application platform delivers a fast and straightforward process that requires minimal paperwork.

The intuitive design enhances the customer experience by guiding clients through the process and ensures they provide the relevant information needed for the system to evaluate the application.

This information from an online application is analysed by the back-end analytics platform, which applies hundreds of proprietary data points that Cash Flow Capital has accumulated or developed over the years to rate the applicant and make a decision.

The system analyses a broad array of factors, including historical loan data for existing clients, company revenue and the business owner's personal financial habits and history.

The system then derives a score from these combined factors via our bespoke credit model to determine creditworthiness and affordability.

The system will automatically escalate applications that require additional information to assess.

Otherwise, the system will generate a decision within minutes and approved applicants will receive their pay-out within 24 hours.

Cash Flow Capital caters to loan amounts between R1000,000 and R10 million and clients are able to conveniently manage their loans via the online platform, without the need to call into the office for simple administrative requirements.

This not only reduces the administrative burden on our staff, which enables them to focus on other value-adding client engagements but also ensures we stay ahead of shifting client preferences around online engagement.

We're confident that our updated quick, convenient and automated online application platform will resonate with the growing universe of digitally-savvy entrepreneurs and business owners who no longer want to endure the cumbersome and onerous manual application processes.

Elements of Our System

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Don't Take Our Word For It

"Cash Flow Capital was quick, efficient and convenient – I didn’t have to file pesky paperwork and stand for hours in queues. The cash advance I received was just what I needed to open my second shop – I’m delighted with how my business has grown!"

My Darlings Bakery

Myda

My Darlings Bakery

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"We first opened Gorge Restaurant with a simple belief in fresh, locally sourced ingredients for a healthy life in a hurry. We have since grown thanks to Cash Flow Capital’s provision of funds, which were necessary to expand our vision."

Gorge Restaurant

Martha

Gorge Restaurant

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"With the business growing at a rapid pace we needed some additional working capital to stock up for the new season, as well as the expansion of our new line of clothing. Cash Flow Capital was on hand to assist us with the funds we required."

Coco Boutique

Sonia

Coco Boutique

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"When the time came for our senior partner in the business to retire, we made use of financing from Cash Flow Capital to buy out his share of the store. The process was easy and convenient and we received our capital within 3 days of our application."

Empire Designs

Andy

Empire Designs

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